YSS Services LLC Terms of Service for Use of its Budgeting Software Web and Mobile Applications and its Websites

Published on 15-Oct-2021. Lastly Modified on 15-Oct-2021.

YSS Services™ LLC (hereinafter in this document “Company”, “we” or “us” or “our” refers to YSS Services LLC) offers the budgeting software, namely, Easy Budgets™, which can be accessed in Web through our Websites ( www.yss-services.com; www.yssservices.com; www.easy-budgets.com; www.easybudgets.in; www.easy-budgets.in) and downloaded to your mobile devices from the application stores (Google Play Store and Apple’s App Store), if and when available. (Hereinafter in this document: 1) Websites refers to all of these: “ www.yss-services.com; www.yssservices.com; www.easy-budgets.com; www.easybudgets.in; www.easy-budgets.in” 2) Web and Mobile Applications (if and when available) refers to our Easy Budgets™ software tool available over the Web and Mobile Application Stores.)

The Terms and Conditions laid out in this document, together with any documents expressly incorporate(d) by reference (collectively, called as “Terms of Service”), will govern your access to and use of our Websites and Easy Budgets™ software (available through Web and Mobile Application Stores (if and when available)) including but not limited to functionality, subscriptions, support services and receipt of communications related to services, subscriptions and promotions, whether as a guest or as a registered user. Please read the Terms of Service carefully before you access and sign-up to our Websites, Web and/or Mobile applications (if and when available).


Acceptance of the Terms of Service

By using our Websites or by clicking to accept or agree to the Terms of Service, when this option is made available to you, you accept and agree to be bound and abide by these Terms of Service and our Privacy Policy, incorporated herein by reference.

If you do not want to agree to these Terms of Service or the Privacy Policy, you must not access or use our Websites and Easy Budgets™ Web and Mobile Applications (if and when available).

Our Websites, Web and Mobile Applications, including any resources, tools offered on these platforms are offered and available to users who have met the age requirements as per the law governing the location from where it is accessed (generally 13 years of age or older, 16 years of age and older in the European Union). By using our Websites, Web and Mobile applications, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use our Websites, Web and Mobile Applications. Registering on behalf of another user who does not meet the above age requirement is a violation of this Terms of Service.

Users not complying to or violation of any agreed Terms of Service will lead to immediate inactivation, suspension or deletion of their accounts and their access to our Websites, Web and Mobile applications will be denied and is subjective to legal actions as necessary.


Changes to the Terms of Service

We may revise and update these Terms of Service from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of our Websites, Web and Mobile Applications thereafter. However, any changes to the dispute resolution provisions set forth in Governing Law and Jurisdiction will not apply to any disputes for which the parties have actual notice prior to the date the change is posted on the Websites, Web and Mobile Applications and any of our services that we provide through these platforms.

Your continued use of our Websites, Web and Mobile Applications following the posting of revised Terms of Service means that you accept and agree to the changes. You are expected to check Terms of Service page from time to time so you are aware of any changes, as they are binding on you.


Accessing the Contents, Resources on our Websites, Web and Mobile Applications (If and When Available) and Your Account Security

We reserve the right to withdraw or amend our Websites, Web and Mobile Applications and any services or materials or resources we provide on these, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Websites, Web and Mobile Applications is unavailable at any time or for any period.

To access our Websites, Web and Mobile Applications including some or all of the resources these platforms offer, you may be asked to provide certain registration details or other information. It is a condition of your use of our Websites, Web and Mobile Applications that all the information you provide are correct, current and complete. You agree that all information you provide to register with our Websites, Web and Mobile Applications or otherwise, including but not limited to through the use of any interactive features available on these platforms, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

If you choose, or are provided with, a username, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and will disclose that confidential information solely at your own risk and discretion. Should you, at your discretion, choose to share your username, password, or other security information with any other person or entity in order to share access, we disclaim all liability for anything that person or entity may do to compromise the security of your account.

You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

We have the right to disable or suspend any username, password, account or other identifier, whether chosen by you or provided by us, at any time, if in our opinion, you have violated any provision of these Terms of Service.

We are not responsible for the accuracy of financial data obtained from any third party sites that are displayed or reported through our Websites, Web and Mobile Applications or any of our services.

The Company, however, is not responsible for and cannot guarantee the accuracy or timeliness of any financial account information we retrieve on your behalf directly, from third party technology providers, from third party financial institutions where your accounts are held, or from third party research/market data providers used to provide the Services. The Company may not be able to foresee or anticipate technical or other difficulties which may result in failure to obtain data, personalization settings or other service interruptions. The Company assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications or personalization settings.


Limited Actions of the Company as Your Agent

By accessing and using our Websites and Web and Mobile Applications’ services which may aggregate third party financial account transactions and data, you expressly authorize and direct the Company, on your behalf, to electronically retrieve your account information maintained by third party financial institutions with which you have a legally binding customer relationship. Subject to our privacy procedures as described in the Privacy Policy, the Company may work with one or more third party financial service technology providers to access and retrieve your Account Information.

For purposes of this agreement and solely to obtain and provide the account information to you, which is needed for you, as part of the services, you grant the company a LIMITED POWER OF ATTORNEY, AND APPOINT THE COMPANY AS YOUR ATTORNEY-IN-FACT AND AGENT, with full power of substitution and re-substitution, for you and in your name, place and stead, in any and all capacities, to access third party sites, servers or documents, retrieve information and use your information with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with such activities, as fully to all intents and purposes as you could do in person.

You acknowledge and agree that when the company is accessing and retrieving account information from third party sites, the COMPANY IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF ANY THIRD PARTY. You agree that third party account providers shall be entitled to rely on the foregoing authorization, agency and power of attorney granted by you. You understand that our Websites, Web and Mobile Applications are not endorsed or sponsored by any third party account providers accessible through the Websites, Web and Mobile Applications.


Intellectual Property Rights

Our Websites, Web and Mobile Applications and its entire contents, features and functionality (including but not limited to all information, software codes, application and database architecture, texts, displays, images, designs, data modeling, application design and arrangement of modules), are owned by the Company “YSS Services LLC”, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

These Terms of Service permit you to use our Websites, Web and Mobile Applications for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Websites, Web and Mobile Applications.

No rights, title or interest on these is transferred to you and all rights not expressly granted are reserved by the Company. Any use of our Websites, Web and Mobile Applications not expressly permitted by these Terms of Service is a breach of these Terms of Service and may violate copyright, trademark and other laws.


Trademarks

The Company name "YSS Services™" and the term " Easy Budgets™" and the Easy Budgets™ logo are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on our Websites, Web and Mobile Applications, if present, are the trademarks of their respective owners.


Use of Our Websites, Web and Mobile Applications

You may use our Websites, Web and Mobile Applications only for lawful purposes and in accordance with these Terms of Service.

You agree not to use our Websites, Web and Mobile Applications:

  • In any way that violates any applicable federal, state, local or international laws or regulations (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
  • For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.
  • To send, knowingly receive, upload, download, use or re-use any material which does not comply with any standards set out in these Terms of Service.
  • To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter” or “spam” or any other similar solicitation.
  • In any manner that could disable, overburden, damage, or impair the site and applications or interfere with any other party’s use of our Websites, Web and Mobile applications, including their ability to engage in real time activities through these platforms.
  • Additionally, you agree to the following:
  • Not to use any manual process and/or any robot, spider or other automatic devices, process or means to access the Websites, Web and Mobile Applications for any purpose, including monitoring or copying any of the material from and on to Websites, Web and Mobile applications.
  • Not to use any devices, software or routine that interferes with the proper working of the Websites, Web and Mobile Applications.
  • Not to introduce any viruses, trojan horses, worms, logic bombs or other materials which is malicious or technologically harmful.
  • Not to engage in behavior or activities that will put or expose your personal information at unnecessary risk, such as leaving, transmitting or publishing your Login details or Passwords.
  • Not to attempt to gain unauthorized access to, interfere with, damage or disrupt any parts or working of the Websites, Web and Mobile applications and its servers, computer or database.

Use of Third Party Applications

Use of any application(s), plugin(s), script(s) or other program(s) that interacts with or acts as a plugin to our Websites, Web and Mobile Applications’ API does so at the risk of its users and developers. We are not responsible and do not guarantee or warranty those third party applications or plugins or scripts for its uninterrupted services, security, user privacy or responsible for any interruption and/or security compromise occurred in use and access of our Websites, Web and Mobile Applications.


User Contributions

The Websites, Web and Mobile Applications may contain message boards, chat rooms, personal web pages or profiles, forums, bulletin boards and other interactive features (collectively, “Interactive Services”) that allow users to post, submit, publish, display or transmit to other users or other persons (hereinafter, “post”) content or materials (collectively, “User Contributions”) on or through the Website.

All User Contributed Information and Messages posted, transmitted, published in any form including but not limited to texts, audios, videos in our Websites, Web and Mobile applications must comply with the Content Standards set out in this Terms of Service:

  • Any User Contribution you post will be considered non-confidential and non-proprietary.
  • By providing any User Contribution on the Websites, Web and Mobile applications, you grant and assign us and our affiliates and service providers, and each of their and our respective licensees and successors the right to use, reproduce, modify, perform, display, distribute and otherwise disclose to third parties any such material for any purposes.

  • You represent and warrant that:
  • You own or control all rights in and to your User Contributions and have the right to grant the license, as said above, to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assignees.
  • All of your User Contributions do and will comply with these Terms of Service.

You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not the Company, have full responsibility for such content, including its legality, reliability, accuracy and appropriateness.

WE ARE NOT RESPONSIBLE OR LIABLE TO ANY THIRD PARTY FOR THE CONTENT OR ACCURACY OF ANY USER CONTRIBUTIONS POSTED BY YOU OR ANY OTHER USER OF OUR WEBSITES, WEB AND MOBILE APPLICATIONS.


Monitoring, Enforcement and Termination

We have the right to:

  • Remove or refuse to post any User Contributions for any or no reason in our sole discretion.
  • Take any action with respect to any User Contributions that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates the Terms of Service, including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of our Websites, Web and Mobile applications or the public or could create liability for the Company.
  • Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.
  • Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of our Websites, Web and Mobile applications.
  • Terminate or suspend your access to all or part of our Websites, Web and Mobile applications for any or no reason, including without limitation, any violation of these Terms of Service.

Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through our Websites, Web and Mobile applications. YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSEES AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY THE COMPANY/ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER THE COMPANY/SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.

However, we do not undertake to review all material before it is posted by the user(s) on the Websites, Web and Mobile Applications, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.


User Contribution Content Standards

These content standards apply to any and all User Contributions and use of Interactive Services available in our Websites, Web and Mobile Applications. User Contributions must in their entirety comply with all applicable federal, state, local and international laws and regulations. Without limiting the foregoing, User Contributions must not:

  • Contain any material which is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory or otherwise objectionable.
  • Promote sexually explicit or pornographic material, violence or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.
  • Infringe any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person.
  • Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Service and our Privacy Policy.
  • Be likely to deceive any person.
  • Promote any illegal activity or advocate, promote or assist any unlawful act.
  • Cause annoyance, inconvenience or needless anxiety or be likely to upset, embarrass, alarm or annoy any other person.
  • Impersonate any person or misrepresent your identity or affiliation with any person or organization.
  • Involve commercial activities or sales, such as contests, sweepstakes and other sales promotions, barter or advertising.
  • Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case.

Reliance on Information Posted

These Websites, Web and Mobile applications may include content provided by third parties, including materials provided by other users, bloggers and third party licensors, syndicators, aggregators and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy, completeness or usefulness of any materials provided by any third parties.


Links from Our Websites

If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.


Information About You and Your Visits to Our Website

All information we collect on our Websites, Web and Mobile applications subjects to our Privacy Policy. By using the Websites, Web and Mobile applications, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.


Free Subscriptions, Online Purchases, Cancellations, Service Support and Other Terms and Conditions

You can purchase our Web and Mobile application services by paying subscription fees on monthly or annual basis. Payment can be made online through valid visa or master cards. We use the industry standard payment gateways for payment and refund processing. We collect your payment card information while you make payment for subscriptions and renewals, but we do not store your payment card information in our Websites, Web and Mobile applications. We use Payment Component from Stripe for subscriptions and renewals payments processing and for refund processing. Storage of your payment card information to process payments for subscriptions and renewals are governed by the policies of Payment Processing company – Stripe ( www.stripe.com).

Subscribed users can cancel their subscription at any time online. On cancellation, you can continue to use our services for the subscribed period and your account will be made inactive after end of the subscribed period. If you need a refund, you have to delete the account. Deletion of your account will delete all of your data excluding the email address. Refund amount will be pro-rated including applicable taxes, from the time account is deleted, for the unused future months of service when paid for in advance.

Full amount will be refunded, if the account is deleted within 24 hours from the time the subscription amount is paid. It will take 7-10 business days to process the refund. We will not offer refunds for past days or for past months where you didn’t use the service.

We provide certain period of time as free subscription period during which you can register and use Easy Budgets™ application on Web and Mobile at no cost. We have the rights to change (increase or decrease) or discontinue the free subscription period, anytime, at our discretion.

For cancelled accounts, the account will be available to be reactivated up to 180 days from the time of subscription expiration. After this period of time, all of your data will be deleted like the deleted account. However this retention time period is subjected to change.

For trial or subscription expired accounts, the account will be available to be subscribed or renewed up to 180 days from the time of trial or subscription expiration. After this period of time, all of your data will be deleted like the deleted account. However this retention time period is subjected to change.

The fee amount collected is only for the period of the time the user has subscribed for and it is not guaranteed the services will be provided for the same cost, when the subscription is renewed at the end of their subscription period. We have the rights to increase or decrease the services cost. Taxes will be applied to your subscription payment and collected as governed by the laws and regulations of the country to which the purchase belongs to.

Your subscription cost for our services will be billed as “YSS EASY BUDGETS”. All payment is billed in advance and payment is collected in advance to use our services.

Websites/Web/Mobile Applications Maintenance information will be displayed on YSS Easy Budgets™ Websites or Easy Budgets™ Web Application and Mobile Applications 3 days before the scheduled maintenance. However we will not be able to display the downtime hours for any system failures that occurs beyond our control.

For any questions or for any support related to the use of our Websites or Web or Mobile applications, you can reach us at support@easy-budgets.com. Support will be available only through email and any issues related to login or working of the applications will be resolved offline and will be notified to you through your contact email address provided to us. If required, only on need basis and based on the severity of the issue, our team will reach out to you to provide telephone support.


Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Websites or the Web/Mobile Applications will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITES/WEB/MOBILE APPLICATIONS OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITES AND Mobile APPLICATION STORES OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE(S) LINKED TO IT.

YOUR USE OF THE WEBSITES/WEB/MOBILE APPLICATIONS, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITES AND APPLICATION STORES ARE AT YOUR OWN RISK. THE WEBSITES/WEB/MOBILE APPLICATIONS, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITES/WEB/MOBILE APPLICATIONS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITES/WEB/MOBILE APPLICATIONS, WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITES/WEB/MOBILE APPLICATIONS, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITES AND APPLICATION STORES WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE/WEB/MOBILE APPLICATIONS OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITES/WEB/MOBILE APPLICATIONS WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESSED OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.


Limitation on Liability

IN NO EVENT WILL THE COMPANY, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE OUR WEBSITES/WEB/MOBILE APPLICATONS, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITES OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.

IN NO EVENT WILL THE COLLECTIVE LIABILITY OF THE COMPANY AND ITS SUBSIDIARIES AND AFFILIATES, AND THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT OR OTHERWISE) EXCEED THE AMOUNT YOU HAVE PAID TO THE COMPANY FOR THE APPLICABLE CONTENT, PRODUCT OR SERVICE IN THE LAST TWELVE MONTHS OUT OF WHICH LIABILITY AROSE.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.


Indemnification

You agree to defend, indemnify and hold harmless the Company, its affiliates, licensors and service providers and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Service or your use of the Websites/Web/Mobile Applications, including, but not limited to, your User Contributions, any use of the Website’s content, services and products other than as expressly authorized in these Terms of Service or your use of any information obtained from the Websites/Web/Mobile Applications.


Governing Law

If any part of the Terms of Service cannot be enforced for any reason, this decision will not affect the validity of the remainder of the Terms, which will continue to be in full force and effect. If any provision of these Terms of Service is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Service will continue in full force and effect.

The Terms of Service related to Websites/Web/Mobile Applications are governed and construed in accordance with the internal laws of the State of New Jersey without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action or proceeding arising out of, or related to, these Terms of Service or the Websites/Web/Mobile Applications shall be instituted exclusively in the federal courts of the United States or the courts of the State of New Jersey, in each case located in Middlesex County, NJ, although we retain the right to bring any suit, action or proceeding against you for breach of these Terms of Service in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to a venue in such courts.


Entire Agreement

The Terms of Service and our Privacy Policy constitute the sole and entire agreement between you and YSS Services LLC with respect to our Websites, Web and Mobile applications.


YSS Services LLC Privacy Policy


Published on 15-Oct-2021. Lastly Modified on 15-Oct-2021.

Your acceptance to YSS Services™ LLC (throughout this document “Company”, “our”, “we”, “us” refers to YSS Services LLC) Terms of Service inevitably gives your consent and acceptance to our Privacy Policy. If you do not want to give acceptance to our Privacy Policy, please do not accept our Terms of Service. Acceptance of our Terms of Service is required to access and /or use our Websites, Web and Mobile Applications and any of our services provided through these.

WE RESERVE THE RIGHT TO MAKE CHANGES TO THIS PRIVACY POLICY AT ANY TIME BY GIVING NOTICE ON THIS PAGE AND/OR WITHIN THIS APPLICATION AND/OR SENDING A NOTICE TO YOU VIA ANY CONTACT INFORMATION AVAILABLE TO US. IT IS STRONGLY RECOMMENDED TO CHECK THIS PAGE OFTEN, REFERRING TO THE DATE OF THE LAST MODIFICATION DISPLAYED AT THE TOP.

YSS Services LLC respects your privacy and are committed to protecting it. We want you to understand our privacy policy on how and what data we collect, how we protect your data privacy and how we use it.

This Privacy Policy describes the types of information YSS Services LLC may collect from you or that you may provide when you visit and utilize the budgeting software, namely, Easy Budgets™, available through the Websites (www.yss-services.com; www.yssservices.com; www.easy-budgets.com; www.easybudgets.in; www.easy-budgets.in) and Mobile Application Stores (collectively, our Websites). This includes our practices for collecting, using, maintaining, protecting and disclosing that information and the basis for doing so.

This policy applies to information we collect or you provide on our Websites, Web and Mobile Applications in e-mail, text and other electronic messages sent and received through Web and mobile applications you download from the Websites www.yss-services.com; www.yssservices.com; www.easy-budgets.com; www.easybudgets.in; www.easy-budgets.in and Mobile Application Stores such as the Apple App Store and Google Play Store.


Collection and Use of Personal Data

YSS Services relies on a number of legal basis to collect, use, share and otherwise process the information we have about you for the purposes described in this Privacy Policy. Generally, this includes analytics, user database management, managing support and contact requests, transaction aggregation, hosting and backend infrastructure and infrastructure monitoring.

  • We process your data in order to provide the services and fulfill our obligations pursuant to the Terms of Service. For example, we cannot provide our services without an email address to sign into your account, conduct customer support or send educational materials; we cannot provide the service without users providing financial information on which a budget is based.
  • We process your data where necessary to comply with a legal obligation, a court order or to exercise and defend legal claims.
  • We process your data where you have made the information public and in the interest of public and in case of emergencies.
  • We process your data where necessary for the purposes of our Company’s or a third party’s legitimate interests, such as those of visitors, members or partners.
  • We process your data where you provide consent (for example: send email newsletters or information on product offerings to those who have opted/signed-up/subscribed to our emails).
  • We also process your data based on our legitimate interest in providing a quality service and in improving that service.
  • We also process your data based on our legitimate interest in ensuring the services are secure.
  • We also process your data based on our legitimate interest in protection against fraud, spam and abuse, etc.
  • We also process your data based on our legitimate interest in understanding how clients and visitors interact with our websites and services, so that we can continuously improve the experience and effectiveness of doing so.

Types of Data Collected

We collect information about you, including information that directly or indirectly identifies you (called as “Personal Information” for the purpose of this Privacy Policy,

  • when you provide the information through filling out forms or otherwise providing information on our Websites, Web and Mobile applications;
  • when you use location services to record transactions in our Mobile applications;
  • when you correspond with us to receive customer support via email or chat or social media;
  • when we need to connect to your financial institutions in order to retrieve transaction data on your behalf.

We may collect information from you when you interact with us, such as when you:

  • Register for, use or make a payment for our service(s)
  • Contact us with a question or request or submit a question, comment or complaint or an inquiry through contact forms, emails, telephone numbers, chats, texts or through social media
  • "Like", "Follow" or otherwise connect with or post to one of our social media pages
  • Request assistance from our customer support team with respect to importing third party financial account data, to allow a customer support representative to review a limited amount of data from recent transactions for the sole purpose of facilitating technical implementation of the account aggregation services. When asked to do so by you, our customer support representative may utilize that transaction data on your behalf in interactions with third party financial account providers intended to facilitate implementation of requested account aggregation within our services
  • Enter a promotion or contest sponsored by us
  • Provide responses to surveys that we might ask you to complete for research purposes

We may collect "Personal Information" (information that identifies you or relates to you specifically) about you such as your:

  • Name (First/Middle/Last Name)
  • Postal address, including billing address
  • Telephone number(s)
  • Email address(es)
  • Credit or debit card number(s) (Our services are sold through online and payments are collected through third party payment gateways)
  • Financial information in certain circumstances
  • Social media account information
  • Geolocation information
  • Communication, product, service or other preferences
  • Demographic information
  • Your location when you record a transaction in our mobile applications and have previously activated location services
  • IP address
  • Records and copies of your correspondence (including e-mail addresses different than that used to establish your account), if you contact us

Other information we collect about you through Google Analytics and Webtrends:

  • This information includes IP address, geographic location of the device, browser type, browser language, date and time of your request, time(s) of your visit(s), page views and page elements (e.g., links) that you click and other similar data. We may use cookies, pixel tags and tracking scripts on our site or in our email messages to assist us in collecting and analyzing such information.
  • We may use pixel tags and tracking scripts on our site or in our email messages to assist us in collecting and analyzing such information.

We may use Google Analytics and/or Webtrends to help us get a better understanding of how visitors use our Websites.

We may use this information collected throught Google Analytics and Webtrends to provide better, more relevant content on our sites, to measure the effectiveness of advertisements, to identify and fix problems and to improve your overall experience on our applications.


Cookies

Our services may use “cookies” and similar technologies (collectively, "Cookies"). Cookies are small text files that this Websites, Web and Mobile Applications sends to your computer for record-keeping purposes and this information is stored in a file on your computer’s hard drive. Cookies make web surfing and browsing easier for you by saving your preferences so that we can use these to improve your next visit to our website. The cookie on your browser allows our system to recognize your browser on a return visit. We do not otherwise collect or process data when you are a Visitor.

  • One of the purposes of cookies is to simplify the use of the Websites, Web and Mobile Applications. For example, a cookie may save a user’s login details, so that the user does not need to login every time.
  • Cookies are also used for statistical purposes to determine how the Websites are used.
  • Third parties may also place cookies on your browser for targeted advertising purposes. That cookie allows us to recognize your browser on a return visit.
Limits on Acceptance of Cookies

There are a number ways to limit the cookies that your browser accepts or limit the way in which they’re used.

One way to limit cookies is by opting out of third party cookies/advertising networks, like Google Analytics and the Digital Advertising Alliance. If you are in Canada or the EU you can use the DAAC’s youradchoices.ca or EDAA’s youronlinechoices.eu , respectively. Some people use what are called “Ad Blockers” to limit advertising/tracking. We don’t endorse any particular Ad Blocker, but want you to know that it’s an option since you’re reading this and are likely quite privacy-minded.

Opting out of cookies using the above methods likely won’t cause problems with our services per se, but it makes it harder for us to spend our advertising budget effectively because we won’t know how you discovered our Easy Budgets™ budgeting software and sometimes won’t even know if you’re already a customer of ours. Among other things, that means we might embarrass ourselves by showing you the same advertisement even if you are already a fan. Depending on the services you block, it might also make it harder for us to know how you’re using our applications, or know if you’re running into problems.

Another way of limiting cookies is by controlling cookies in your web browser’s settings. (Disabling cookies in this way is more likely to actually break or worsen the experience when using some of our services.) Here are instructions for the most common browsers such as Google Chrome , Internet Explorer , Microsoft Edge , Mozilla Firefox , Safari (Desktop) , Safari (Mobile) and Android Browser .


Usage and Distribution of Your Personal Data

We use your data to fulfill the purposes for which you provide it — to enforce or apply our Terms of Service, including billing. We may disclose or transfer personal information that we collect or you provide as described below:

  • To contractors, service providers and other third parties we use to support our business, in particular providing infrastructure and analytics services and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
  • With respect to aggregating your banking and other financial accounts, you or we will transmit your account credentials to third party aggregation partners, who will use them to link, gather and maintain your account balances, transactions and holdings used to provide our services.
  • By utilizing transaction aggregation services, you acknowledge and agree to the terms of the respective privacy policies of those partners and you expressly grant aggregation partners the right, power and authority to access and transmit your information as reasonably necessary to provide the Services to you.
  • To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by us about our Websites and Application users is among the assets transferred.
  • To fulfill the purpose for which you provide it. In aggregated form, and/or information that does not identify any individual.
  • For any other purpose disclosed by us when you provide the information with your consent.

We may also disclose your personal information:

  • To comply with any court order, law or legal process, including to respond to any government or regulatory request.
  • To enforce or apply our Terms of Service or terms of sale and other agreements, including for billing and collection purposes.
  • If we believe disclosure is necessary or appropriate to protect the rights, property or safety of YSS Services LLC, our customers or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

Third Party Service Providers with Whom We May/Need to Share Your Data

Infrastructure & Fulfillment

YSS Services LLC partners with third parties to provide storage and server access that acts as infrastructure for our Websites, Web and Mobile Applications. In addition, we partner with third parties to fulfill payments and transactions in fulfillment of our terms.

This budget data is used to determine the need for storage capacity and server requirements to support the Easy Budgets™ Web and Mobile Applications.

We may need to share your budget transactions data with third parties that provides us infrastructure (such as storage and servers).

We will need to provide your personal information and credit/debit card information to third parties who provides us payment services for processing your payments and refunds

Analytics

YSS Services LLC partners with third parties to help us monitor and analyze website traffic and can be used to keep track of user behavior, helping us to improve the services and experience of using them.

Customer Support

YSS Services LLC partners with third parties to help us receive, process and respond to customer support requests, as customer support and education are a core part of the services offered.

Performance and Logging

YSS Services LLC partners with third parties that assist us in monitoring the stability of the website and applications and resolving issues or errors with the service.

Marketing

YSS Services LLC partners with third parties to manage the receipt of consent to send you marketing emails and sending those same emails.

Data Storage

Your personal information and budget data are stored in Google Cloud Infrastructure.


Data Retention

We retain account data for a period of time after an account expires, whether through trial expiration or subscription expiration, unless you delete your account as described below.

Refer the Free Subscriptions, Online Purchases, Cancellations, Service Support and Other Terms and Conditions section in Terms of Service for data retention timelines.

For any suspicious or fraudulent reason(s), if we suspend or inactivate an account, we will delete or retain the account and their data based on the findings, circumstances and determinations made.

After deletion, we retain your email address in order to be able to confirm deletion of associated data.


Your Usage of Third Party Applications and Integrations on Our Websites, Web and Mobile Applications

When you choose to use third party applications, plug-ins or websites that integrate with our Services, they may receive your information and content, including your personal information, photos and your activity data (including private activities). Information collected by these third parties is subject to their terms and policies. YSS Services is not responsible for the terms or policies of third parties.


Children Under the Age of 13

Our Websites, Web and Mobile Applications are not intended for children under 13 years of age (or 16 years of age for those who habitually reside in the EU, which applies to the remainder of the paragraph that follows). No one under these ages may provide any personal information to our Websites, Web and Mobile Applications. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on our Websites, Web and Mobile Applications or on or through any of its features, register on the Websites, make any purchases through our Websites, use any of the interactive or public comment features of our Websites or provide any information about yourself to us, including your name, address, telephone number, e-mail address or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at support@easy-budgets.com.


Your Data Management Rights

We have established a number of procedures to help you manage your personal data.

You may delete your account by visiting your account settings. This will delete all personal data with the exception of email correspondence. The deletion process will start immediately after you delete your account.

YSS Services offers various ways to manage the communications you receive. You can choose to unsubscribe from emails and lists by following the instructions contained at the bottom of each type of email or by selecting the opt-in/opt-out options in your account settings. Any administrative or service-related emails (to confirm a purchase, or an update to this Privacy Policy or the Terms of Service, etc.) generally do not offer an option to unsubscribe as they are necessary to provide the Services you requested.

You can change your email address and password associated to your account in the Easy Budgets™ application.

Portability

You can access the budget data that you have in our application exporting your budgets and transactions data.

Data Transfers

The services offered by YSS Services are operated from the United States. If you are located outside of the United States and choose to use our services or provide information to us, you acknowledge and understand that your information will be transferred, processed and stored in the United States, as it is necessary to provide the services and perform the Terms of Service.

If you need further assistance regarding our Privacy Policy, please email to support@easy-budgets.com


YSS Services Easy Budgets